Spam 419/Nigeria Online fraud jwSpamSpy Contact
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419 Scam – Loan scam
- About the 419 (Advance Fee) scam
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- Company names mentioned in 419 spam
- Names of people mentioned in 419 spam
- What can you do when you receive 419 spam
In these emails the scammers claim to be offering loans to business and individuals at favourable rates. Usually they will claim to be based in the UK, Nigeria, Benin or Malaysia. They say they will loan you money, but first you must send money to their lawyer or bank (which are really the same person that is promising the fake loan). Reasons given for the upfront payment are usually insurance fees or bank fees.
In reality, no one outside your own country will offer you (an individual or a small business) a loan, especially not a loan without collateral. Yes, there are international loans, but they are typically only available to governments or to the largest of corporates. If you can't get a loan from a bank in your country, why would a foreigner who has no direct access to the courts in your country engage in the risk of lending you funds? That's why international consumer lending makes no sense. Any such offer is a scam to trick you into sending money to the scammers who are promising you a loan. Never send money to strangers by Western Union, but even if they give you a bank account to send money to, this sort of loan offer is still a scam.
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Examples:
- REV. JOHN CAPRICE / BISHOP JOSH (bishopjosh2@yahoo.co.uk)
- Mr Benson Thomas (benson_thomasloanworld01@yahoo.co.uk)
- PLANET FINANCE INTERNATIONAL (wendy_planetfinance@yahoo.co.uk)
REV. JOHN CAPRICE / BISHOP JOSH (bishopjosh2@yahoo.co.uk)
From: <uknln1@planet.nl>
Sent: Friday, May 18, 2007 08:48
Subject: DEAR SIR/MADAM (I ANTICIPATE YOUR REPLY)
Church Of Christ In England
St Johns Lane Bedminster
Bristol, England
BS3 5AY England, UK
DEAR SIR/MADAM,
I'M REV. JOHN CAPRICE THE PUBLISHER OF THE CHURCH OF CHRIST IN
ENGLAND.WE WANT YOU TO KNOW THAT WE HAVE THE CALLING FROM THE LORD TO
HELP THOSE WHO ARE IN NEED AND IN FINANCIAL PROBLEM,BY GIVEN OUT LOAN
TO ANY,INDIVIDUAL,COMPANYS AND SOCIETY THAT NEED MONEY TO DO BUSINESS.
THE AMOUNT OF THE LOAN HAS BEEN SIGNED AND APPROVED BY THE CHURCH
COMMITTEE THE SUM OF £100,000.00 WHICH YOU HAVE THE PRIVILEGE TO LOAN
£50,000.00 TO £1,000.00.YOU ARE TO RETURN THE LOAN WHICH IS GRANTED TO
YOU IN 4 YEARS AGREEMENT.
IF YOU ARE INTERESTED KINDLY CONTACT BISHOP JOSH WITH THE INFORMATION
BELOW.
NAME: BISHOP JOSH
Email: bishopjosh2@yahoo.co.uk
STAY BLESSED.
REV. JOHN CAPRICE.
Message headers:
IP address 63.109.248.29 belongs to New Skies Satellites N.V., a satellite ISP that probably has customers in West Africa.Received: from [10.94.71.40] (Forwarded-For: 192.168.1.28, [63.109.248.29]) by po07.wxs.nl (mshttpd); Fri, 18 May 2007 01:48:14 +0200 Date: Fri, 18 May 2007 01:48:14 +0200 From: uknln1@planet.nl Subject: DEAR SIR/MADAM (I ANTICIPATE YOUR REPLY) Reply-to: uknln1@planet.nl
Mr Benson Thomas (benson_thomasloanworld01@yahoo.co.uk)
Hello VictimName,
I am in receipt of your email. I will be able to offer you the loan of $10.000.00 I have stated the terms of the loan below for you to see and tell me if you are in agreement with the loan terms or not.
*Loan Amount:$10.000.00USD
*Loan Rate :5%
*Duration: 5years(60months)
*Loan Interest;$500USD
*MonthlyPayment:$175USD
*Total Payment:$10,500.00USD
CONDITION
There are two option which you are required to choose from which is the collaterals and non collateral loans
1. Collaterals Process: I usually require an equity based property as collateral for my loan aquisition. You need to send me a collateral for this loan so that i may have the trust that as soon as i give you this loan, you will pay back at the need of the terms. I do not accept any other property type or kind due to the fact that some of our customers have missed used this oppotunity. They some times claim to have properties and send us copies of ownership, and when they are not able to pay back the loan and i want to claim these properties i then find out that the properties belong to their family.The family will then say they did not attest to the transaction at first so please you have to make sure that the collaterals you are dropping belongs to you and notyour family.
Non Collaterals Process: This process required deposited of payment. For the loan of $10,000.00 you are entitled to send a payment of $350 so that if you are unable to pay back the loan,your collaral will be claim and you will be placed on the media house by the bank as most wanted person which will destroy your family names plus yours. If you pay back the loan,your payment will be returned back to you. One thing about this alternative option is that it is a Non-collateral/security obtained from banks here which is popularly known as bank securities. When you obtain this non-collateral/security, it actually yield value which will eventually be equivalent to the loan you are obtaining during the stipulated duration of the loan. When you are unable to pay back the issuing Bank take the non-collateral which has yielded value as substitute for the loan.
I will issue out your loan to the transfering bank immediately the collateral is provided or the non collateral for the loan is acquired from the bank. Because of the risk and expenses when collarals are presented, So this is why i personally will always advice that our customers should simply go for the non collateral alternative when they do not have an equity based property to present as colleral.But if you still insist that you present an quity based property then that will be ok with us.
2. Transfer Of Your Loan:
Bank to Bank Transfer : The transfer of the loan must be a bank to bank transfer, except otherwise stated by the borrower which means, you will have to provide the means which you want your loan transfer to you.
3. Loan agreement document:The Loan agreement document need to be signed to trust some guarntee of you to me that i can trust you. Remember that is a large some of amount which is needed by you.
4. Loan refund:The loan must refunded back to the lender at the end of the tenure the loan seeker is seeking the loan for without any delay.for this reason, for this reason,we are giving a maximum duration of five years to the loan seeker so that he /she will be able to repay the loan within that period.
And note that you willhave to send me a copy of your identity card so that i may know who i am dealing with.
Considering the above conditions if they are acceptable to you,you have to give me a fast response so that i can assign my lawyer to send you the loan agreement document , so that i can start processing your loan.if you have a friend phone unmber please send it to us so that we can rich you better.
Have a nice day
Mr Benson Thomas
GMD
Next message:
Hello,
I got your email. I dont know how to explian this to you but you make me think i should stop this transaction but i can see it in your face that you need this loan for real and i am ready to do all possible best to make sure you get this loan.
I am not taking your money but it is an envidience that you loaned from my company so that if you are unable to pay back, i can use that payment as a prove that yes you ask for a loan then also showing the western union slip which has your name on it.
God knows i was surprised to receive such an email from you. This is an international business loan transaction, it is been full of doubts and mistrustful. I am a christian, so I believe you are too. I understand that you are trying to protect your self from been scammed. But this is quite unfortunate that you are ignorant about the fact that out of every there must be a Judas.
Just make the payment, and I assure you that you will receive this loan. If I were you, I will take this fee to be a challenge. If you should take this fee you are about to pay to be a challenge to you, it then means that you will receive this loan. The ultimate measure of a man is not where he lies in times of comfort, but where he stands in times of controversy and preasure. I am a matured Man, and I will help you since you are a serious and needs the loan urgently. Believe in me, I assure you that you will receive this loan as soon as you make this payment.I want you to believe that you will get this loan. I told you before, i have tasted the bitter side of life so i will never want to hurt others.
Have a nice day
Mr Benson Thomas
GMD
Next message:
Hello VictimName,
May the peace of the lord be with you, There are some rule we should follow when loaning out money. So i want you to try your possible best in this and get back to me so that we can proceed with the loan and move to the transfer of the loan to you. I will be expecting your email.the company do not want this.how much can you make as a deposite in this fee $350? immediately you deposite this fee your loan will be transfer to you asap.
And note that you willhave to send me a copy of your identity card so that i may know who i am dealing with.
Have a nice day
Mr Benson Thomas
Next message:
Hello VictimName,
May the peace of the lord be with you, There are some rule we should follow when loaning out money. So i want you to try your possible best in this and get back to me so that we can proceed with the loan and move to the transfer of the loan to you. I will be expecting your email.the company do not want this.how much can you make as a deposite in this fee $350? immediately you deposite this fee your loan will be transfer to you asap.
And note that you willhave to send me a copy of your identity card so that i may know who i am dealing with.
Have a nice day
Mr Benson Thomas
Next message:
Happy Sunday To You.
May the peace of the lord be with you.I have not heard from you since regarding the transfer of your loan.Please i want you to comply with us to that we can get your loan transfer to you Asap.Please you need to reply back to this mail address because the internet harker hark your mail box the is why we need your reply via this email adderss benson_thomasloanworld01@yahoo.co.uk Please i need your urgent reply so that we can transfer your loan to you.
Thanks And God Bless You.
Mr Benson Thomas
Goodday Loan Applicant,
How are you doing today?Hope fine?.
I am in recipt of your mail,and trhe contents therein,I know what you maen but the matter now is that you have to pay the transfer fee, i believe that you will pay back my money but you are a business man, you now what it take to be a man i have heped you in pay half of the transfer fee that was be charges by the bank you can see that i wounld have help you if i was having enough to help, but now i don't have any money with me now.I all i want you to do now is to try and come up with the other fee,i sware that i will not let you down in this transaction i so much believe in you that you will not run away with my money you just try and complete the balance fee of the transfer.So that tranfer can coment immediately.
I hope to hear from you soon,so that tranfer can reflect in your bank account within 24hrs.
Best Regard,
Mr Benson.
Next message:
Hello VictimName ,
How are you doing today?Hope fine?.
May the peace of the lord be with you and your family, i receive your email and the content was well understood.I went to the transfer bank this morning to get the statement from the bank. So i belive this is ok by you now. the bank need the transfer charges completing so that the transfer can coment immediately.
As you can see now we are ready to transfer your loan and some of our other clients loan today so you are the only one that is left now. bout the transfer bank want to transfer the other loans to US i told them that you be along them so that you will be very much happy today.as you can see i belive you and i have the faith in you that you will not run way with my money that is why i am helping you out.please do not fail me.Have the faith in God with God all thing are possible.
I want you to make this payment now and send me the information so that i can go to that transfer bank this morning and transfer your loan to you.Please immediately you make the payment send down your back account information so that i can forward it to the bank immediately.promise me that you will not run away with my money the reson why i am telling you this. is that we help one of our client in a situation like this affer geting his loan he did not pay us back please do not be like this ok.
The ultimate measure of a man is not where he lies in times of comfort, but where he stands in times of controversy and preasure.
In this mail you will find the Attacted letter from the bank.
BELOW IS THE PAYMENT INFORMATIOM WHICH YOU ARE GOING TO USE IN MAKING THE PAYMENT.
RECIEVER'S NAME:GEORGE EHI
COUNTRY: NIGERIAN EDO STATE
Address:125, Sapele Road, Benin-city
Zip Code: 23452
Text Question:Name
Text Answer:George Ehi
THE (MTCN)TEN DIGIT NUMBER
AFTER YOU HAVE MAKE THE PAYMENT TRY AND SEND ME AND EMAILSO THAT I CAN GO TO THE BANK,SO THAT THE BANK CAN TRANSFER YOUR MONEY TO YOUR BANK ACCOUNT, I HAVE BEEN TRYING YOUR MOBILE PHONE BUT IS NOT REACHABLE
.
THANKS FOR YOUR UNDERSTANDING SEND ALONG THE INFORMATIOM BELOW.
Sendser"s Name
Sendser"sCountry
Text Question:
Text Answer:
Once the payment is made, you have to send us the bank the following to enable us pick the fees so that the transfer can be effected.
We want you send along side the follwing bank detail.
Thanks And God Bless You +2348052532407
Mr benson Thomas
PLANET FINANCE INTERNATIONAL (wendy_planetfinance@yahoo.co.uk)
The is a real organization called PlaNet Finance, but has no connection to this loan scam that obviously abuses its name for credibility. The real organization is an NGO that provides micro-finance in developing countries.
Date: 7th December 2006
e-mail: wendy_planetfinance@yahoo.co.uk
Phone: +447031844171
To:
PLANET FINANCE TERMS AND CONDITIONS
1. ACCEPTANCE OF TERMS
Welcome to PLANET FINANCE INTERNATIONAL , PLANET FINANCE INTERNATIONAL provides this loan, to you, subject to the following license terms, which incorporates by reference the PLANET FINANCE INTERNATIONAL Terms of Service ("TOS") each which may be updated by us from time to time without notice to you (collectively this "License").
From time to time, we may make updates to PLANET FINANCE INTERNATIONAL LOAN PROGRAMME available to you. We may alert you to the availability of an update by sending emails which will display a notice informing you of an update.
2. PLANET FINANCE INTERNATIONAL PRIVATE POLICY
Your registration data and other information about you are subject to our Privacy Policy.
PLANET FINANCE INTERNATIONAL may provide you with notices, including those regarding changes to this License, by either email, regular mail, or postings on the Service.
3. GENERAL INFORMATION
Entire Agreement. This License, which includes the TOS, constitutes the entire agreement between you and PLANET FINANCE INTERNATIONAL and governs your use of the Service, superseding any prior agreements between you and PLANET FINANCE INTERNATIONAL with respect to this Loan Programme. With respect to your use of other authorized PLANET FINANCE INTERNATIONAL services, affiliate services, you also may be subject to additional terms and conditions. In the event of any conflict between the terms and conditions of this License and those in the TOS, the terms and conditions of this License will control, except to the extent that the TOS impose additional restrictions and liabilities on your actions.
No Right of Survivorship and Non-Transferability. You agree that your Loan account is non-transferable and any rights to your Loan or contents within your account terminate upon your death. Upon receipt of a copy of a death certificate, your account may be terminated and all contents therein permanently deleted.
4. INSURANCE POLICY: An insurance certificate must be obtained for all Planet Finance International Loans before transfer of Loans can be done. This is done based on the (BIL) BRITISH INSURANCE LAW the law governing money laundering in the United Kingdom, it states that "the lending of money within and outside the country must be insured against the risk of theft, loss and terrorist activities" The above is the responsibility of both the lender and the receiver.
Below is the breakdown of the loan you requested for.
Loan types:........................................................Commercial
Loan amount ($):................................................50.000,00 EURO
Loan-to-Value:...................................................100%
Annual Interest rate (%):.....................................3%
Amortization Period (Months):.............................1 Year
Interest per Year:...............................................1,500.00 EURO
Total interest ($) :...............................................1,500.00 EURO
Total payment with interest ($) :.......................... 51,500.00 EURO
Yearly Payment wit Interest:($) :........................ 51,500.00 EURO
Pre-payment method:.........................................Bank transfer
Starting month:..................................................December
Starting year:.....................................................2006
Prepayment penalty:..........................................No
Collateral Issuing Bank:......................................No
Guarantee collateral:..........................................No
Insurance credit:................................................Yes
Application Fee:.................................................None
Is the project government or private:.....................Private
From: Julia Sink
To:
Sent: Friday, April 06, 2007 9:26 AM
Subject: LOAN APPLICATION
Date: 6th April 2007
e-mail: Julia_planetfinance@yahoo.com
Phone: +447024028688
Hello,
We received your email, We are based in the United Kingdom
Granting our clients Loan with Maximum Security is our priority, so we would need your personal data which would enable us process your loan which would be transferred to you as soon as you are ready to comply with the terms and conditions of PLANET FINANCE.
Usually to start up the loan process, you will have to accept the terms and conditions, which would be sent to you as soon as you show your interest in getting the Loan.
We would like to inform you that getting the loan In your Country, will be easy as long as you have a Job at hand and you are well above 18 years, and with a proof of identity.
The services of PLANET FINANCE are rendered all over the world.
All you need to do is comply with our rules and regulations and provide us with your correct details and contact address to be able to be able to prepare our terms and conditions , so far so good we have had most of our clients paid us back our money in due time while some have given us fake and incorrect identities, with the intention of going with our money.
But we assure you that once your details are well given we would offer you the Loan you want within 12 days of processing.
Our Loans are done through electronic transfer to our clients bank accounts within 3 working days of completion of the transaction or by courier in which a check would be parceled to you and you would have the opportunity of tracking your parcel online and checking the status of your parcel.
Our Terms and conditions would be prepared for you shortly after you have filled in your personal details.
To enable us prepare the terms and conditions, you will have to provide the following details:
NAME:
AGE:
SEX:
MARITAL STATUS:
CONTACT PHONE NUMBER:
ADDRESS:
CITY:
STATE:
COUNTRY:
ZIP CODE:
OCCUPATION:
MONTHLY INCOME:
AMOUNT NEEDED:
FULL BANK DETAILS:
WHEN NEEDED:
PURPOSE OF LOAN:
BANKRUPT OR NOT:
REPAYMENT DURATION:
We await your swift reply to this e-mail
Regards,
Mrs. Julia Sink.
FOR: PLANET FINANCE INTERNATIONAL
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